AML Policy

1WM Service AML/CTF Policy

Anti-Money Laundering and Counter-Terrorist Financing

The 1WM service adheres to practices and measures in the field of anti-money laundering and counter-terrorist financing (**AML/CTF**). The purpose of these measures is to exclude any attempts to use the platform for illegal purposes.

🛡️ 1. Transaction Analysis and Risk-Score

For professional risk assessment, the service uses leading AML analyzers: AMLBot, Chainalysis, and Elliptic. The Risk-Score threshold is set at 60%. Upon reaching this level or identifying links to prohibited categories, the operation is suspended for the verification procedure (KYC/SoF).

🔍 2. Wallet Pre-Check Option

Users have the opportunity to independently assess the status of their wallet before starting an exchange at: 1wm.io/aml-checker. To access the service, you must:

Register and log in to your personal account.
Ensure available checks are present (packages are purchased in the account).

Important: After the analysis, you can provide the report to the operator in the live chat for preliminary approval of the transaction.

3. Verification Procedure and Document List

If the security system is triggered, the client must provide:

• Photo of passport or ID card

• Selfie holding the document

• Video verification (if required)

• Screenshots from the sender's platform

Source of Funds (SoF): Correspondence with the sender, chat screenshots, invoices, or other documents confirming the legality of the source of assets.

4. Verification Steps and Timeline

Step	Action	Timeline
1	Request for materials and client submission	Client-dependent
2	AML Department data analysis	7 – 14 days
3	Final decision	up to 48 hours

💰 5. Refund Terms and Fees

Asset refunds are processed only after completing the verification procedure (KYC).

For users whose transactions show no identified risks, refunds are processed without any commission deduction.
In other cases, a commission of 5% is withheld, but not more than 100 USDT (including network fees and service costs).
Technical Requirements (USDT): For TRC-20, ERC-20, and BEP-20 networks, the presence of a native asset (TRX, ETH, or BNB) is required to pay for gas (rec. 5–10 USDT).
Refusal of Verification: Refund within 7–10 business days or escalation of the case to competent authorities. Indefinite withholding of assets is not applied.

6. Prohibited Platforms and Services

Bitpapa, NetEx24, Bitzlato, DoubleWay, MEGA DARKNET, Garantex, 1xBit, 1xBet, Stake, Primedice, OMGOMG!, DuckDice, Wasabi Wallet, Gandhiji.io, Hydra, NVSPC, Roobet, Tornado, WEX Exchange, Yolo Group, Black Sprut, BTC-e / FinCEN, Chiper Mixer, DuelBits, FreeBitcoin, Darknetone, Commex, Trocador, Anonexch, Cryptomus, Grinex, Capitalist, Rapira, Nobitex, Meer, Aifory, Terminal.cash, SkyCrypto, FlashObmen, 60cek, HD-change, CoinBlinker, Metka, AlfaBit, Heleket, Payeer, Blender, Lazarus Group, Genesis Market, Shinbad.

7. Prohibited Jurisdictions

Use of the service is strictly prohibited for citizens and residents of the following countries and territories:

• Afghanistan

• American Samoa

• US Virgin Islands

• Guam

• Iran

• Yemen

• Libya

• State of Palestine

• Puerto Rico

• Somalia

• North Korea

• Northern Mariana Islands

• USA

• Syria

• Russian Federation

• Republic of Belarus

• Sudan

• Transnistria

• Occupied Georgia

• Northern Cyprus

• Western Sahara

• Ambazonia

• Kosovo

• South Sudan

• Canada

• United Kingdom

• Nicaragua

• Trinidad and Tobago

• Venezuela

• Myanmar

• Temporarily occupied territories of Ukraine

High-Risk Categories (Blocking and KYC):

Sanctions Terrorism Darknet Mixing Stolen Funds Scam/Fraud Gambling

8. Order Requirements

Identity: The sender and receiver must be the same person. Third-party transfers are prohibited. Anonymity: Use of VPN, Tor, or proxy servers is prohibited when creating orders.

9. Responsibility and Data Sharing

The 1WM service has the right to share transaction information with law enforcement agencies, courts, or payment system administrations upon official request. We take all available measures to prevent financial crimes. The service bears no legal responsibility for its use for the purpose of money laundering by third parties, but undertakes to fully assist in the investigation of such cases.

By making an exchange, the User agrees to all terms of the AML/CTF Policy.